No mystery, no runaround. Four clear steps from first hello to money in your account — and a real person with you at each one.
A short online form — basics about your business and what you need — plus secure, read-only access to your bank data. No printing, no posting, no data room. Most applications take under ten minutes.
Our engine reviews your cash flow, existing obligations and fit, and a real underwriter checks the story behind the numbers. This is where our cash-flow-first approach earns its speed — typically an answer within 24–48 hours.
One transparent structure: the amount, the full cost, the repayment schedule. We walk you through it, answer every question, and never bury anything in fine print. If it's not right for you, we'll say so.
Accept, sign digitally, and capital typically reaches your account within 1–3 business days. Your relationship manager stays with you afterwards — for top-ups, renewals or just a question.
Trading name, registration, sector and roughly how long you've been operating.
Read-only access, or recent statements. This is the heart of how we assess you.
What the capital is for and roughly how much — even a range helps us structure it.
An initial eligibility check is a soft search with no impact on your credit profile. We'll always tell you clearly before any step that involves a hard search.
None. You can apply, receive an offer, and walk away. Nothing is binding until you accept and sign.
Access is read-only and encrypted — we can see transaction history to underwrite, and nothing else. We can never move money in your account.
Most people have questions before they start. That's fine — ask them.